We recommend that EU institutions and Member States regulate and guide private banks and public investment banks so that they better support the ecological transition of farms, including by requiring them to dedicate a minimum percentage of their agricultural loans to farmers implementing ecological practices, and to increase this percentage progressively in line with the goals of the ecological transition because in some cases banks are reluctant to finance the ecological transition of farms, even though many farmers want to make this transition and need access to loans to do so. Loans are not the main source of funding, but they can represent a large part of the financial support needed by farmers. 

Public policy also matters. When EU and national policies do not send a strong and stable signal in favour of sustainable farming, this can discourage both public and private investment.

EU institutions and Member States, particularly to regulate banks and define the framework, as well as private banks and public investment banks.